1 cn (14oz) sweetened condensed
Milk
1 1/2 c  Cold water
1    Pack (3 1/2oz) instant
Vanilla pudding mix
2 c  (1 pint) whipping cream,
Whipped
36    Vanilla wafers
3 md Bananas, sliced & dipped in
Lemon juice

In large mixing bowl, combine milk & water. Add pudding mix & beat
until well blended. Chill 5 minutes. Fold in whipping cream. Spoon 1
cup pudding mixture into 2 1/2 quart round glass serving bowl. Top
with 1/3 each of vanilla wafers, bananas & pudding. Repeat layering
twice, ending with pudding mixture. Chill thoroughly. Garnish as
desired. Can be layered in individual dishes.