4    Bacon strips; diced
1 lg Onion; chopped
1/3 c  Lentils; dry
1 1/3 c  Water
2 tb Ketchup
1 ts Garlic powder
3/4 ts Chili powder
1 ts Cumin, ground
1/4 ts Red pepper flakes, dried
1    Bay leaf
1 cn Tomatoes, whole (16 oz)
-with liquid, chopped
1 cn Pinto beans; drained (15 oz)
1 cn Kidney beans; drained (16oz)

Lightly fry bacon in a heavy 3-qt. saucepan. Add onion; cook until
transparent. Stir in remaining ingredients. Cook over medium heat for 45
minutes or until lentils are tender, stirring once or twice. Remove bay
leaf before serving.