2 c  Water
2 c  Cubed peeled potatoes
1/2 c  Sliced carrots
1/2 c  Sliced celery
1/4 c  Chopped onion
1 ts Salt
1/4 ts Pepper
1/4 c  Butter or margarine
1/4 c  All-purpose flour
2 c  Milk
2 c  Shredded sharp cheddar
-cheese (8 oz.)
1 cn Whole kernal corn, drained
-(16 oz.)
1 1/2 c  Cubed fully cooked ham

In a large saucepan, bring the water, potatoes, carrots, celery, onion,
salt and pepper to a boil. Reduce heat; cover and simmer for 8-10 minutes
or until vegetables are just tender. Remove from the heat; do not drain.
Meanwhile, in a medium saucepan, melt the butter. Blend in flour. Add the
milk all at once; cook and stir until thickened and bubbly. Add cheese and
stir until melted. Stir into the undrained vegetables, return large
saucepan to the heat. Add corn and ham; heat through, stirring
occasionally.