3/4 c  Flour
1 1/2 c  Shredded cheddar cheese
1 1/2 ts Baking powder
1/2 ts Salt
1/3 c  Milk
1    Egg, slightly beaten
16 oz Can garbanzos, drained
16 oz Can kidney beans, drained
8 oz Tomato sauce
1/2 c  Chopped green bell pepper
1/4 c  Chopped onion
2 ts Chili powder
1/2 ts Dried oregano leaves
1/4 ts Garlic powder

Heat oven to 375 degrees. Grease pie plate, 10 x 1 1/2 inches. Mix flour,
1/2 c cheese, the baking powder and salt in medium bowl. Stir in milk and
egg until blended. Spread over bottom and up sides of pie plate. Mix 1/2 c
of the remaining cheese and the remaining ingredients; spoon into pie
plate. Sprinkle with remaining 1/2 c cheese. Bake about 25 minutes or
until edges are puffy and light brown. Let stand 10 minutes before
cutting.